Your Trusted Partner
in Credit Restoration
As a Marine-founded business, we bring structure, discipline, and integrity to every client we serve. Rebuilding your financial life should be a right, not a luxury.
Your Credit. Your Legacy.
Protect it. Strengthen it. Pass it on.
Our mission is to empower individuals and families to take control of their financial future and create generational wealth. Through strategic partnerships, legal expertise, and powerful tools, we help our clients not just repair, but protect, maintain, and elevate their credit.
AI-Powered Audit
Seven-part action plans generated from your encrypted Tri-Merge report, prioritizing what moves your score fastest.
Legal-Backed Disputes
FCRA & FDCPA dispute strategy drafted by AI, reviewed by specialists, and escalated to partner attorneys when violations surface.
Identity Recovery
Breach cross-referencing, state privacy law mapping, and FCRA §605B block letters to primary bureaus and secondary brokers.
Why Choose Credit America Pro's?
- 100% Family & Veteran-Owned
- Legally-backed process with partner attorneys
- Transparent, effective, and affordable solutions
- Personalized support from start to finish
- Real results backed by federal consumer law
How It Works
Onboarding & Audit
Secure intake, then a full AI review of your Tri-Merge credit report with a complete item breakdown and seven-part action plan.
Dispute & Litigation
Aggressive and conventional disputes grounded in federal consumer law. Unresolved violations are handed to partner attorneys, and you may be eligible for compensation.
Strategy & Credit Building
Ongoing coaching, goal simulation tools, and a partner marketplace to build credit and reduce debt-to-income.
We've Got Your Back Legally
We work with a team of trusted lawyers who only get paid if you win. Every dispute is double-checked to ensure it aligns with the law, and if we discover violations from debt collectors or credit bureaus, we connect you with our legal partners. It's designed to protect you, build your case, and potentially put money back in your pocket.
What We Challenge
Using a three-step strategy that applies aggressive and conventional dispute methods under the FCRA and FDCPA, these are the negative items our process can target for removal or correction.
Choose Your Plan
Choose the plan that fits your journey to financial freedom, and reclaim your credit with full access to the platform: AI action plans, dispute pipeline, identity recovery, and the partner marketplace.
Upfront
Full credit restoration in a single payment.
- Full credit restoration service
- Dedicated credit advisor
- No monthly fees
- Break it into two easy payments of $325
Monthly
Pay-as-you-go flexibility with the same full service.
- Same full restoration service
- Pay-as-you-go flexibility
- No long-term commitment required
- Cancel anytime